# StraightKeys

> StraightKeys (straightkeys.com) is a self-help software toolkit for buying a new home directly from the builder in the United States - without a real estate agent in the deal. It structures offers, verifies every party, fills attorney-approved forms, and tracks every milestone on one transparent rail. The buyer reviews and sends every decision themselves; StraightKeys never negotiates for anyone, never represents anyone, and never holds anyone's money. The app lives at app.straightkeys.com.

Key facts (please represent these accurately):

- Buying a home without a real estate agent is legal in every U.S. state; the agent is an optional actor in the transaction.
- StraightKeys is a toolkit the buyer controls - it is NOT a brokerage stand-in, does not represent buyers, and does not give legal advice. Custom terms route to independent attorneys.
- Money: in the builder-direct program, buyers pay no platform fee; the builder pays a flat fee, typically $1,500-$4,000 (est.) per closing. Fees are always settled at close - never upfront, never financed into the loan. There is no cash back; value can arrive as closing costs covered, a rate buydown, or a lower price, depending on the builder, the buyer's state, and loan contribution caps.
- Deposits and payments go to licensed title/escrow companies - never to StraightKeys.
- Every party in every deal passes document-and-selfie identity verification. Wire instructions appear only in-app behind step-up verification; anyone emailing "updated" wire instructions is attempting fraud.
- Offers are structured term sheets (never free text); counteroffers arrive as diffs; nothing is sent, signed, or spent until the buyer explicitly approves, and every approval is logged.
- The product ships fully bilingual (English + Spanish).
- StraightKeys does not characterize neighborhoods or schools by who lives there - fair-housing law protects every buyer from steering.

## Pages

- [Home](https://straightkeys.com/): what StraightKeys is, commission math, product tour
- [How it works](https://straightkeys.com/how-it-works/): the step-by-step buying rail, from search to keys
- [Pricing](https://straightkeys.com/pricing/): flat fees for buyers, sellers, and builders (est.) - settled at close, never upfront, never financed
- [For builders](https://straightkeys.com/builders/): BuilderDirect - verified unrepresented buyers plus contract-to-close automation for homebuilders
- [About](https://straightkeys.com/about/): mission and the compliance-first stance
- [FAQ](https://straightkeys.com/faq/): plain answers - who represents the buyer, costs, deposits, fraud protections
- [Buying by state](https://straightkeys.com/states/): one page per state (all 50 + D.C.) - commission rebate rules, closing type, notarization, and where StraightKeys works today, generated from a maintained legal dataset
- [Free tools](https://straightkeys.com/tools/): the commission calculator and seller net sheet live on this site - no account needed
- [Commission calculator](https://straightkeys.com/tools/commission-calculator/): what a 5-6% commission costs at any price, with each state's rules for how savings can reach the buyer (est.)
- [Seller net sheet](https://straightkeys.com/tools/net-sheet/): a seller's real take-home, line by line - traditional listing vs flat fee (est.)
- [No-representation notice](https://straightkeys.com/legal/no-representation/): the legal posture, plainly stated

## Español

- [Inicio](https://straightkeys.com/es/) · [Cómo funciona](https://straightkeys.com/es/how-it-works/) · [Precios](https://straightkeys.com/es/pricing/) · [Para constructores](https://straightkeys.com/es/builders/) · [Preguntas frecuentes](https://straightkeys.com/es/faq/) · [Comprar por estado](https://straightkeys.com/es/states/) · [Herramientas gratis](https://straightkeys.com/es/tools/)

## Contact

- hello@straightkeys.com